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Ochsner Health Plan 2025 Dual (HMO D-SNP) H9763-007 | MEDICARE ADVANTAGE plan for people with medicare & medicaid or assistance from the state

For people with Medicare and Medicaid or Assistance from the State

$0 PLAN PREMIUM

per month

Available in these parishes:
Jefferson, Orleans, Plaquemines, St. Bernard, St. Charles

Benefits designed for your health.

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$252 PER MONTH FLEX CARD

A Visa card with a $252 monthly allowance for groceries, non-emergency transportation, utilities, and over-the-counter items. The choice of how to use the funds is yours. 

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$3,500 DENTAL

per year with no deductible.

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$2,000 HEARING

per year for hearing aids.

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$400 VISION

Exams, glasses & contacts.

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FITNESS INCLUDED

$0 SilverSneakers Membership

Plan Documents

Plan Benefits

Ochsner Health Plan Dual (HMO D-SNP) Your Cost
Monthly Plan Premium $0
Medicare Part D Prescription Drug Coverage $0
Doctor Visits
Primary Care Physician Visit $0 or 20% copay
Specialist Visit $0 or 20% copay
Chiropractic Care $0 or 20% copay
Preventive Care
Pap Test, Pelvic Exams, Mammograms $0 or 20% copay
Prostate and Colorectal Cancer Screenings $0 or 20% copay
Vaccinations* $0 or 20% copay
Labs & Tests
Lab Services (at contracted lab provider) $0 or 20% copay
Diagnostic Tests $0 or 20% copay
Advanced Imaging (MRI, MRA, CT, CTA, PET scans, etc.) $0 or 20% copay
Therapeutic Radiology and Outpatient X-Rays $0 or 20% copay
Outpatient Surgery
Surgery at Outpatient Hospital or Ambulatory Surgery Center $0 or 20% copay
Inpatient Hospital Stay
Inpatient Deductible $0
Hospital Stay (days 1-60) $0 after you pay your Medicare Part A deductible
Emergency and Urgent Care
Urgent Care $35
Emergency Care $0 or 20% copay
Emergency & Urgent Care If you are admitted to the hospital within one (1) day, the copay is waived. Covered Worldwide
Emergency Ambulance Service (per one day trip, ground or air) $235 ground 20% air
Outpatient Services & Supplies
Diabetes Monitoring Supplies $0 or 20% copay
Occupational, Physical or Speech Therapy Visit $0 or 20% copay
Mental Health Treatment
Inpatient Mental Health Care per Day $0 or 20% copay
Outpatient Mental Health Group or Individual Visit $0 or 20% copay

Additional Benefits Not Covered by Original Medicare Your Cost
Over-the-Counter Health & Wellness Items, Non-emergency Transportation, Groceries, and Utilities $252 Flex Card credit allowance on a Visa card for over-the-counter items, groceries, non-emergency transportation, and utilities.
Routine Vision Exam (1 per calendar year) $0 copay for routine vision exam (through contracted provider). No out of network coverage.
Glasses or Contact Lenses Up to $400 allowance per calendar year (through contracted provider). No out of network coverage.
Hearing aids, Routine hearing exams, Hearing aid fitting/evaluations Up to $2,000 combined maximum allowance per calendar year (through contracted provider). All plans from Ochsner Health Plan include access to routine hearing care, including prescription hearing aids, routine hearing exams, and fittings/evaluations for hearing aids. As a member, you'll receive a Visa debit card pre­loaded with funds for you to use to pay for your hearing aids and exams. All plans from Ochsner Health Plan include access to routine hearing care, including prescription hearing aids, routine hearing exams, and fittings/evaluations for hearing aids. As a member, you'll receive a Visa debit card pre­loaded with funds for you to use to pay for your hearing aids and exams.
Dental Coverage - Preventive and Comprehensive $0 copay for Medicare-covered visit. Up to $3,500 combined maximum allowance per calendar year for preventive and comprehensive dental services. You pay a 25% coinsurance for the following services (through a contracted provider): • Restorative services • Endodontics • Periodontic • Prosthodontics • Oral and Maxillofacial Surgery • Adjunctive General Services No out of network coverage.
Health Club Membership (SilverSneakers) with Ochsner Fitness Centers included: Downtown, Harahan, Heritage Plaza $0 copay (through contracted provider SilverSneakers)
Post Discharge Home Meal Delivery (inpatient hospital stay or skilled nursing facility stay) $0 copay (through contracted provider)

Additional Benefits - Part D Drug Coverage Your Cost
Drug Tier Standard retail cost sharing (in-network) (up to a 30-day supply) Mail-order cost sharing (up to a 30-day supply) Long-term care (LTC) cost sharing (up to a 31-day supply) Out-of-network cost sharing (Coverage is limited to certain situations; see Chapter 5 for details.) (up to a 30-day supply)
Cost-Sharing Tier 1 (Generic and brand name drugs) 0% or 25% coinsurance depending on your level of Medicaid eligibility 0% or 25% coinsurance depending on your level of Medicaid eligibility 0% or 25% coinsurance depending on your level of Medicaid eligibility 0% or 25% coinsurance depending on your level of Medicaid eligibility
Insulin $35 - You won’t pay more than $35 for a one-month supply of each covered insulin product regardless of the cost-sharing tier, even if you haven’t paid your deductible.
90-day Supply
Drug Tier Standard retail cost sharing (in-network) (up to a 90-day supply) Mail-order cost sharing (up to a 90-day supply)
Cost-Sharing Tier 1 (Generic and brand name drugs) 0% or 25% coinsurance depending on your level of Medicaid eligibility 0% or 25% coinsurance depending on your level of Medicaid eligibility
Insulin You won’t pay more than $70 for up to a two-month supply or $105 for up to a three-month supply of each covered insulin product regardless of the cost-sharing tier, even if you haven’t paid your deductible.

Important Message About What You Pay for Vaccines - Our plan covers most Part D vaccines at no cost to you. Call our Pharmacy Help Desk for more information: 1-800-910-1837, TTY users should call 711. Hours are 24 hours a day/365 days a year.

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